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Total and Permanent Disability Video for Medical Professionals and Families

Posted on August 20, 2012 · Posted in Family Risk Protection, General, IP for Medical Practitioners

Total and Permanet Disability insurance is paid when an insured client is either partially or permanently disabled.  It is a lump sum payment and can be held inside or outside of super.  A note of caution as cover held inside of super will only cover the insurered if they can not work in any occupation.  It is best to have at least a portion of cover to protect you if you are unable to work in your own occupation based on training, education and experience.