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Breast Cancer

Posted on September 11, 2012 · Posted in Family Risk Protection, General, IP for Medical Practitioners, Trauma

One of the major causes of claims for Trauma Insurance is Breast Cancer.  At some point in time everyone has a family member or friend that has been diagnosed with breast cancer.

Breast cancer is the most common female cancer, affecting nearly 13,000[1] Australian women a year, accounting for nearly a third of all female cancer diagnoses.  Research shows that 75% of women diagnosed with cancer are over 50[2] and that a history of breast cancer in the family increases your chances of developing the disease.

1 in 9 women will diagnosed with breast cancer before age of 85, which equates to 36 women being diagnosed every day.

Breast cancer is a type of cancer originating from breast tissue, most commonly from the inner lining of milk ducts.

Recently TELEVISION star Kerri-Anne Kennerley has revealed she has been diagnosed with breast cancer.  The 58-year-old has told women’s magazine New Idea that she sought medical assessment seven days ago after discovering a lump “no bigger than a pea”.

‘I didn’t have any of the risk factors,’ told the magazine.

‘That’s why I thought it could never happen to me. I’ve always looked after myself, but here I am.’

However women having sufficient insurance cover are able to undergo necessary treatment and surgery at the time of diagnosis, thus decreasing the client’s risk.

Benefit to women

• Some insurers are now paying benefits at a lower level of severity as a result of earlier detection and advances in clinical practice – with breast conserving surgery increasingly replacing full mastectomy.

• In some cases there is no need to wait until a lump turns cancerous before a full payment can be made.

This is fantastic news for all women, giving them greater peace of mind should they ever need treatment.

Interestingly there was an increase in relative survival after diagnosis of breast cancer between 1982-1987 and 2000-2006, five-year relative survival increased from 72.6% to 88.3% respectively