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Blog. Finance advice, opinion and economic news from finance wise

Construction loan finance

The Pour begins

Posted on December 6, 2012 · Posted in General

Today is Thursday, December 6th and Lot 1 is having the concrete poured as we speak. A building site is dynamic with many people involved and it is easy to.. read more

Plumbing Penetrations

Approved, Certified and Certifiable

Posted on · Posted in About, General, Sub-Division

Well, November 14th was a day to celebrate. Our Private Certifier gave us the green light and sent 2 inches of documentation to council.  Happily, this part of the process.. read more

financial planning adelaide

I hope I’m wrong …

Posted on December 3, 2012 · Posted in About, Financial Planning, General, RBA

The Reserve Bank meet tomorrow and popular consensus amongst Economists is a rate drop of 0.25% with the banks passing on about 80%. But popular consensus was turned on it’s head.. read more

risk insurance blindness

The EYES have it

Access Economics in 2004 estimated the total cost of vision disorders in Australia was almost $10 billion – I wonder 8 years on how much it is costing the community… read more

finance approval adelaide

finance check council check certifier …..

Posted on October 30, 2012 · Posted in Financial Planning, General, Sub-Division

Since the last update the Forestville project has gained some momentum. Firstly, the Unley council in Adelaide has approved the variation to the planning application.  The floor plans are far.. read more

Bad+decisions+finanical planning+adelaide

Why we need advice

Posted on · Posted in Financial Planning, General, SMSF, Sub-Division

This article appeared in the Wealth Professinal magazine a couple of weeks ago and is worth a read Investors without financial advisers make bad decisions Only 45% of the middle.. read more

financial advice frustration in adelaide (2)

Sub-Division Financial Advice

Posted on October 3, 2012 · Posted in General, Sub-Division

It is no secret that banks have tightened up on all forms of Commercial projects being financed in Adelaide.  Many large scale projects have excruciating bank covenants such as 80%.. read more


Aged Care Financial Planning Expertise

Posted on September 27, 2012 · Posted in Aged Care, Financial Planning

Having been a member of the financial and risk committee, an Independent Director of a not-for-profit Aged Care Facility (www.bethsalemcare.com.au) and the Chairman of the Greenbriars Retirement Village I offer.. read more


Sub-Division – Final Draft

Posted on September 26, 2012 · Posted in General, SMSF, Sub-Division

The Forestville project remains on track with the finalization and submission of the final draft. The drafting component is necessary to provide to the Council (having varied the floorplan from the original approval).. read more

financial planning adelaide

September Economic Update – Why rates Will drop

Posted on September 14, 2012 · Posted in General

Every cloud has a silver lining they say.  Who say?  Well, one third of Australians that have home loans would welcome a 0.50% reduction off their mortgage rates in time.. read more